Attention homeowners in Canton and Saint Lawrence County: Get an Appraisal today!

Check out the top reasons NY homeowners hire Northern Alliance Appraisal Services:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a NY property tax assessment
Remove PMI to lower your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Saint Lawrence County or the state of NY

Do you own a house in or near Canton? Do you need help determining the price of your real estate?
Contact Northern Alliance Appraisal Services.

At Northern Alliance Appraisal Services, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you get rid of unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Northern Alliance Appraisal Services is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Northern Alliance Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.